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Feedback about 1st Northern California Credit Union?
Here you read the reviews of our clients.
I often take out a payday loan to a card in 1st Northern California Credit Union. It is very convenient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the nuances.
Amira Weissnat
I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.
Green Haley
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Above-shown info offers the details about a definite lending company. Below-defined info is devoted to general information about payday loans.
Payday Loans in Martinez, California
Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.
Such financial products as payday loan in Martinez, California is issued easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a borrower will get.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will 1st Northern California Credit Union help take out a payday loan in Martinez, California?
- Round the clock service. Every customer may address the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any store.
- No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
- Fast and high approval rate. The positive decision counts almost 98%.
- Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.
What data to fill out in the application? - General Info
To leave an application, every client should enter the following data:
Then submit an application to recieve an offer from one of the lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Martinez, ca will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit history.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.
APR Calculator
Other Payday Lenders in Martinez, California
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First Bank - Drive-through Open; Lobby by Appointment Only
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+1 (951) 361-6480
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Bank of the West
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+1 (530) 533-3307
www.bankofthewest.com
East West Bank
19625 Stevens Creek Blvd, Cupertino, CA 95014, USA
+1 (408) 599-5038
www.eastwestbank.com
Check Into Cash
1589 W El Camino Ave #109, Sacramento, CA 95833, USA
+1 (916) 923-2464
local.checkintocash.com
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