Domain Info
Created Date
1995-05-23
Mailing Address
1980 Saturn Street, Monterey Park, CA, 91755, United States
Company Name
MUFG Union Bank
MUFG Union Bank N.A.
What people think about Union Bank?
Below you get acquainted with some of the opinions of our clients.
Union Bank seems fair. They rescued me twice. The first payday loan approved was small – $300, but next time the limit was increased to $700. Repaid the loan on schedule. The employees were amazing, they gave immediate answers to all my questions. No delays. But their interest rates are not the lowest on the net.
Letitia Koelpin II
Good website with reasonable rates. They deposited the next morning, as I expected. I will use Union Bank again if I need financial assistance.
Krystal Moen
I needed $1000 to buy a bag of my dream. The only solution was to apply for a cash advance. Found a lot of lenders on the Internet. Union Bank seemed the most transparent company in Menlo Park.
Timothy Veum Jr.
I am a loyal customer of Union Bank. It is very simple to apply via the net. The APR was reasonable. Their managers always help quickly.
Dr. Telly Ondricka
Important
Below you can review general information about payday loans and their common aspects.
Payday Loans in Menlo Park, California
A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in Menlo Park, California is are easy to get. The interest rate is individual for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on other factors. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get approved for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.
APR Calculator
Other Payday Lenders in Menlo Park, California
Oak Valley Community Bank - Sacramento Capitol Mall
455 Capitol Mall #115, Sacramento, CA 95814, USA
+1 (916) 260-5800
www.ovcb.com
Bank of the West
17833 Hesperian Blvd, San Lorenzo, CA 94580, USA
+1 (510) 278-5000
www.bankofthewest.com
First Bank - Lobby by Appointment Only
8820 Wilshire Blvd Ste 100, Beverly Hills, CA 90211, USA
+1 (310) 777-1900
www.first.bank
Mechanics Bank - Milpas Branch
914 Carpinteria St, Santa Barbara, CA 93103, USA
+1 (805) 963-8928
www.mechanicsbank.com
