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Feedback about Travis Credit Union?
Here you see the reviews of our customers.
I would highly recommend this place to anyone who wants great quality service!
Trever Auer I
I just tried to deposit money in the ATM machine outside of PetSmart in Merced.
Brionna Bartoletti DVM
Friendly staff, always a good experience
Lexus Keeling
Pay Attention
Above-defined info provides the details about a certain lender. Below-defined info is devoted to common information about payday loans.
Payday Loans in Merced, California
Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.
It is simple and quick to take out payday loans in Merced, California. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most efficinet terms and rates.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Travis Credit Union help take out a loan in Merced, California?
- Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with person-related data. It will take some minutes to consider the form. The funds are transferred in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every client should fill out the following data:
Then a borrower should submit an application to get a proposal from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Merced, California. They assess many other factors before issuing a cash advance. One of them is solvency. This is a way to improve your credit history.
The following common points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the APR of the loan, you are welcome to apply the calculator. It will define the cost of the loan.
APR Calculator
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