Domain Info
Created Date
1995-09-16
Mailing Address
Company Name
Contact Data
Feedback about Westamerica Bank?
Here you see the feedback of our customers.
I submit an application quite often. I am pleased with the terms. There is online day and night service.
Zack Gerhold
Westamerica Bank applied for a payday loan secured by a car for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.
Izaiah Fritsch
Yesterday I needed money, I decided to contact Westamerica Bank. They quickly approved the amount required, and besides, they offered reasonable terms at a low interest rate.
Mrs. Eloisa Glover
Pay Attention
Further there will be shown the details about not a certain lender. The information below will define shared information about payday loans and its specific features.
Payday Loans in Merced, California
A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.
It is simple and fast to take out payday loans in Merced, California. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most favorable terms and rates.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Westamerica Bank help take out a loan in Merced, California?
- 24/7 operation. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the store is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every customer should enter the following data:
Then press a Submit button to recieve an offer from one of the lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Merced, California. They assess many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit score.
The following general points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should calculate its real cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Merced, California
Comerica Bank
13000 Saratoga Sunnyvale Rd, Saratoga, CA 95070, USA
+1 (408) 867-6829
locations.comerica.com
Advance America Cash Advance
115 Dorset Dr, Dixon, CA 95620, USA
+1 (530) 666-7125
www.advanceamerica.net
First Bank - Lobby by Appointment Only
21705 Hawthorne Blvd, Torrance, CA 90503, USA
+1 (310) 214-2950
www.first.bank
Chase Bank
170 Country Club Gate Center, Pacific Grove, CA 93950, USA
+1 (831) 373-2904
locator.chase.com
First Republic Bank
2550 Sand Hill Rd Suite 100, Menlo Park, CA 94025, USA
+1 (650) 233-8880
www.firstrepublic.com
