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Loan agency in Merced, California

301 W 18th St Clerical, Merced, CA 95340, USA
+1 (209) 383-3279
Friday
9AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM

What people think about Country Home Financial?

Below you get acquainted with some of the testimonials of our clients.

Country Home Financial seems legit. Used it twice. The first payday loan approved was small – $200, but next time the limit was increased to $800. Closed the loan on time. The managers were caring, they gave detailed answers to all my questions. No complaints. But their interest rates are average.

Prof. Harold Wyman

Country Home Financial seems fair. At least they charge no hidden fees. This was the only lender that approved me for a cash advance.

Jaylin Altenwerth

Used Country Home Financial for the third time. The lender is credible. They always keep you updated on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra money.

Audreanne Schulist

The process was trouble-free, quick. No paperwork needed. Thank you so much. Love their round-the-clock customer support. No problems. Would use again.

Nicola Rohan DVM

Thanks!! The funds were deposited to my bank account as agreed – within 2 hours. I paid off the loan early and had no problems. The process is speedy and transparent. Be a responsible client and you will have no problems.

Gregorio Watsica

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Merced, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Online cash advance loans can be the best solution to your unexpected financial troubles in Merced , California because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are created to help meet the needs of applicants with less than perfect credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit score. You will need a regular income to get approved for a bad credit payday loan.

To get approved for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Merced, California

FirstBank

82900 Ave 42 Unit C, Indio, CA 92203, USA

+1 (760) 775-4800

www.efirstbank.com

U.S. Bank Branch

22012 El Paseo, Rancho Santa Margarita, CA 92688, USA

+1 (949) 589-5896

locations.usbank.com

Evergreen Home Loans Riverside NMLS 1435924

7898 Mission Grove Pkwy S Bldg. B, Ste. 100, Riverside, CA 92508, USA

+1 (951) 750-7950

www.evergreenhomeloans.com

First City Credit Union

1200 N State St #1649, Los Angeles, CA 90033, USA

+1 (800) 944-2200

www.firstcitycu.org

Redwood Credit Union

301 N McDowell Blvd, Petaluma, CA 94954, USA

+1 (707) 545-4000

www.redwoodcu.org

U.S. Bank Branch

6061 Snell Ave, San Jose, CA 95123, USA

+1 (408) 361-7815

locations.usbank.com

Karousel Home Loans

16800 Devonshire St # 103, Granada Hills, CA 91344, USA

+1 (818) 363-9355

Bank of America ATM

2545 Main St, Oakley, CA 94561, USA

+1 (844) 401-8500

locators.bankofamerica.com

Cal Pacific Mortgage

17150 Via Del Campo #205, San Diego, CA 92127, USA

+1 (858) 946-8101

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