Welcome to Our Online Loan Referral Service

3.3 7 reviews

1549 Landess Ave, Milpitas, CA 95035, USA
+1 (408) 934-0590
Friday
9AM–5:30PM
Saturday
9AM–3PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Feedback about Lucky Money?

Here you see the feedback of our customers.

Very friendly service and helpful.

Johnathon Zieme

Horrible customer service.

Mr. Elwyn Franecki

Pay Attention

Lenders are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Milpitas, California

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in Milpitas, California is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a client will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Lucky Money help issue a payday loan in Milpitas, California?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to take out a loan in Milpitas, California. They estmate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Milpitas, California

Pacific Valley Bank

498 Alvarado St, Monterey, CA 93940, USA

+1 (831) 645-6560

www.pacificvalleybank.com

Advance America

5318 Stockton Blvd, Sacramento, CA 95820, USA

+1 (916) 455-0309

www.advanceamerica.net

Cash 1

4550 Mack Rd, Sacramento, CA 95823, USA

+1 (916) 429-1971

www.ccfi.com

Payday Money Centers- Fullerton

2448 E Chapman Ave, Fullerton, CA 92831, USA

+1 (714) 526-4500

www.paydaymoneycenters.com

Wells Fargo Bank

514 Washington Blvd, Marina Del Rey, CA 90292, USA

+1 (310) 301-5980

www.wellsfargo.com

Mechanics Bank - Oxnard Branch

156 W 5th St, Oxnard, CA 93030, USA

+1 (805) 240-1440

www.mechanicsbank.com

Fast Auto Car Loan Los Angeles CA

5740 W Centinela Ave # 325, Los Angeles, CA 90045, USA

+1 (213) 631-2969

getautotitleloans.com

David Akbaryar - CMG Financial Mortgage Loan Officer NMLS# 942928

3160 Crow Canyon Rd, San Ramon, CA 94583, USA

+1 (510) 209-3068

www.cmgfi.com

Comerica Bank

1 Rancho Del Mar, Aptos, CA 95003, USA

+1 (831) 688-4159

locations.comerica.com

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