Bay Cal Financial Milpitas Payday Loans Review

Loan agency in Milpitas, California

Organization owner?

1900 McCarthy Blvd #301, Milpitas, CA 95035, USA

+1 (408) 719-6800

What people think about Bay Cal Financial Milpitas?

Below you find some of the opinions of our clients.

I have already submitted an application to this lender 2 times and I was very satisfied with the rates. This is the only day and night lender with competitive rates in my town.

Christ Lynch

I applied for a $1,000 payday loan when I needed money after vacation. There simply was no other solution. I found this site on the Internet. Other lender charged sky high rates. One lender declined me, another approved me for a smaller amount but here it got as much as I wanted.

Prof. Soledad Auer

Important

Now you can see general features of payday loans.

Payday Loans in Milpitas, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Milpitas, California. Loans from payday lenders can get you money same day. Your APR will depend on a few things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can typically be an obstacle to taking out a bank loan. A payday loan can rescue people who have bad credit scores or have no credit history. But we remind you that as with any borrowing you should only dare applying for a payday loan if you are sure that you can afford payments on scheduled.

To get accepted for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.