Domain Info
Created Date
1995-11-25
Mailing Address
California, United States
Company Name
Stearns Lending, LLC
Stearns Lending, LLC
Contact Data
What people think about Stearns Home Loans - Mission Viejo, CA?
Below you see some of the reviews of our clients.
Appreciate the work!
Dixie Mertz
Our experience was awesome and because of his help the process was super easy.
Ismael Kuhlman
Thank you from the Mendez family, Happy Holidays
Ruth Marquardt
Pay Attention
Now you can see general aspects of payday loans.
Payday Loans in Mission Viejo, California
A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans in Mission Viejo, California is are simple to get. The APR is individual for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased chance to get accepted for payday loans. A payday loan may be the only option available for some consumers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments punctually.
To get accepted for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 30 seconds to become informative even before applying.
APR Calculator
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