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What people think about Valley First Credit Union?
Below you get acquainted with some of the testimonials of our customers.
I have been doing business with them for 10 yrs. Good competitive rates on loans and credit cards. Very helpful and friendly staff.
Dr. Johnson Predovic
OMG the people that work there are so very nice !
Meredith Torphy I
Really bad service!!!
Dr. Heidi Streich III
OMG the people that work there are so very nice !
Ms. Lucienne Dare
Really bad service!!!
Kelli Welch
Overall a good experience with nice friendly employees.
Bridgette Simonis IV
Pay Attention
Above there is information about a precise lender. Below you can read common aspects of payday loans.
Payday Loans in Modesto, Illinois
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in Modesto, Illinois is are easy to get. The interest rate is individual for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit rating an increased chance to get approved for payday loans. A payday loan may be the only option available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments on time.
To get accepted for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in Modesto, California
Wheelhouse Credit Union - Chula Vista
344 F St, Chula Vista, CA 91910, USA
+1 (619) 297-4835
www.wheelhousecu.com
Stanford Federal Credit Union
1860 Embarcadero Rd, Palo Alto, CA 94303, USA
+1 (650) 723-2509
www.sfcu.org
Provident Credit Union (San Jose Community Branch)
1705 E Capitol Expy #20, San Jose, CA 95121, USA
+1 (800) 632-4600
www.providentcu.org
Loans Till Payday Center
270 El Camino Real, Encinitas, CA 92024, USA
Bank of the West
4300 Sonoma Blvd Ste 300, Vallejo, CA 94589, USA
+1 (707) 649-1100
www.bankofthewest.com
