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3 4 reviews

4120 Dale Rd, Modesto, CA 95356, USA
+1 (209) 758-8000
www.ovcb.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-07-27

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about Oak Valley Community Bank?

Below you get acquainted with some of the testimonials of our customers.

I applied for the first cash advance in my life, was approved in 15 minutes despite the fact that I had debts already. I repaid it before the due date. Love this lender for their competitive rates. Other lenders in my state charge sky high interest!

Aniyah Heaney

I contacted Oak Valley Community Bank for financial assistance. Everything was done very quickly. Had the money in my account the same evening. Employees are very professional. Good experience!

Dr. Bennie Homenick DVM

I recommend Oak Valley Community Bank to everyone who need extra money. I’ve been using them for 3rd time. Always great service!

Mr. Andre Gutmann

Pay Attention

The previous three items describe a specific lending service. But below you can find common data about payday loans.

Payday Loans in Modesto, Illinois

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans may turn out an easy and fast solution to a short-term problem in Modesto, Illinois. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few things.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a bad credit rating. Payday loan approvals depend very much on specific factors. They will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to find out the exact cost of the loan even before applying.

APR Calculator

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