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4 reviews

901 N Carpenter Rd #90, Modesto, CA 95351, USA
+1 (209) 572-8581
www.westamerica.com
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you find some of the opinions of our clients.

Yesterday I urgently needed funds to pay for a birthday gift. I submitted an application form via the website of Westamerica Bank. I entered the basic personal information. No phone calls. The necessary loan was approved within 10 minutes. The money was sent to my bank account the same day. Legit lender!

Mr. Ansel Reilly Jr.

I applied for the first loan in my life, was approved in 10 minutes despite the fact that I had debts already. I repaid it before the due date. Love this company for their affordable rates. Other lenders in my state charge sky high interest!

Dr. Ignacio Vandervort

Thank you for the top-quality service. Your employess helped me throughout the application. It’s great that you only need an ID to get approved.

Gussie Herzog DDS

Thanks!! The funds were deposited to my bank account as agreed – the next morning. I repaid the debt in a timely manner and had no problems. The process is hassle-free and transparent. Be a responsible client and you will have no problems.

Verlie Kuhn Sr.

Westamerica Bank seems legit. At least they charge no hidden fees. This was the only lender that accepted me for a payday loan.

Miss Carlee Runolfsson

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Modesto, Illinois

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Online cash advance loans can be the easiest solution to your sudden financial troubles in Modesto , Illinois because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a poor credit history an increased chance to get approved for such loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments punctually.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

APR Calculator

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