Welcome to Our Online Loan Referral Service

5 2 reviews

25 W 1st St suite b, Morgan Hill, CA 95037, USA
+1 (408) 426-5875
www.bayequityhomeloans.com
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

2007-06-04

Mailing Address

California, United States

Company Name

Bay Equity

Bay Equity

Contact Data

What people think about Bay Equity Home Loans?

Below you get acquainted with some of the opinions of our clients.

Fast application. I only entered an ID and a bank account. Fast lending decision. The first time I was accepted for $500 only. Hope the limit will be more next time. APR is fair. Paid back the debt on schedule. If desired, the term can be also extended.

Barney Towne

The process was effortless, quick. No paperwork needed. Thank you a lot. Love their online customer support. No complaints. Would use again.

Gudrun Doyle

I was embarrassed to borrow from my family so I decided to apply for a small loan via Bay Equity Home Loans. Found them online and the user reviews were good I have already applied 3 times and every time I was accepted within 15 minutes. Very happy.

Mr. Quinton Carter

Important

Above there is information about a precise company. Below you can review common aspects of payday loans.

Payday Loans in Morgan Hill, California

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Morgan Hill, California. The entire process is straightforward. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit score an increased chance to get approved for such loans. A payday loan may be the only financial product available for some clients to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your opportunities and pay off your loan commitments punctually.

To get approved for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

APR Calculator

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