Payday Loans Payday Loans Review - Murphys, California

5 reviews

Loan agency in Murphys, California

Organization owner?

CA-4, Murphys, CA 95247, USA

What people think about Payday Loans?

Below you read some of the opinions of our customers.

Was invited to a gender party but was broke at that time. A friend recommended me to contact Payday Loans. And I did. This was the best decision! Yes, the interest rate was high but I believe it’s because I had low credit. In general, The process was effortless.

Ena Jones

Previously I needed $1000 to cover medical bills. I decided to apply via Payday Loans. They only approved me for $600 but the process itself was hassle-free, and their rates were good.

Gabrielle Fisher

They approve applicants instantly and transfer money the same day. But be careful – they charge high penalties for missed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Bryon Ullrich

I am a regular customer of Payday Loans. It is very convenient to apply via the net. The interest rate was favorable. Their employees always reply in a timely manner.

Brandi Yost III

The process was trouble-free, straightforward. No guarantors needed. Thank you a lot. Love their round-the-clock customer support. No issues. Would use again.

Miss Vella Gutmann DVM

Pay Attention

Above there is information about a precise loan provider. Below you can read common aspects of payday loans.

Payday Loans in Murphys, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Murphys, California. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit history an increased chance to get approved for such loans. A payday loan may be the only financial product available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and repay your loan commitments without delays.

To get accepted for a cash advance, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.