Domain Info
Created Date
1995-09-16
Mailing Address
Company Name
Contact Data
What people think about Westamerica Bank?
Below you find some of the testimonials of our customers.
They only ask for an ID to get accepted. Last week I was ill and needed extra funds to hold on. These guys accepted me although I had a bad credit score. Fast and transparent application. !
Dr. Ahmed Beatty MD
Westamerica Bank rescued me in a difficult time. They approved me for a loan although I had credit problems. The process was effortless and fast. I value their competent customer support service and affordable rates. I will 100% recommend this site to my family and friends.
Alyson Wolf
I want to say Many Thanks to the team of Westamerica Bank. They offer immediate solution to any sudden money problems. Love them for their same day decision. Applied for a loan and got accepted although my credit was bad. I will definitely use this service if I need money again.
Floyd Funk
The process was as easy as possible, quick. No guarantors needed. Thank you so much. Love their 24/7 customer support. No problems. Would apply again.
Mr. Eriberto Steuber III
Fast application. I only filled in an ID and a bank account. Very quick lending decision. The first time I was approved for $300 only. Hope the available amount will increase next time. Interest rate is affordable . Repaid the debt even before the due date. If necessary, the term can be also extended.
Aileen Nolan PhD
I want to say Many Thanks to the team of Westamerica Bank. They offer immediate solution to any sudden money issues. Love them for their quick approval. Applied for a cash advance and got accepted although my credit was not perfect. I will certainly use this company if I need money in the future.
Kaitlyn Bashirian
Pay Attention
Now you can read general aspects of payday loans.
Payday Loans in Napa, California
Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Napa, California is are easy to access. The APR is specific for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to people with a bad credit rating. Payday loan approvals depend very much on other factors. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get approved for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 10 seconds to become informative even before applying.
APR Calculator
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Plaza Loan & Investments Inc
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Oxnard Auto Title Loans Company
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Mechanics Bank - El Centro Branch
1448 Main St, El Centro, CA 92243, USA
+1 (760) 337-3200
www.mechanicsbank.com
