Welcome to Our Online Loan Referral Service


1715-C, Trancas St, Napa, CA 94558, USA
+1 (707) 757-8500
www.fmbonline.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1997-03-27

Mailing Address

Company Name

Contact Data

Feedback about F&M Bank?

Here you grapple with the feedback of our clients.

Not the first time I use F&M Bank. The service is fair. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps out a lot when cash is urgently needed.

Frederick Kunze

F&M Bank seemed to me the fair. At least no insurance and extra fees. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Trisha Labadie

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to contact F&M Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Jermaine Grimes

I recommend F&M Bank to everyone, I am applying for the second time. Everything is great!

May Cartwright

I submit an application very often. I am satisfied with the terms. There is online day and night service.

Ila Kuphal

Pay Attention

Above-specified info provides the details about a exact lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in Napa, California

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Napa, California is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates a client will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will F&M Bank help take out a loan in Napa, California?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be credited to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Napa, ca will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the payday loan.

APR Calculator

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