Online Trading & Academy Payday Loans Review

Loan agency in Newport Beach, California

Organization owner?

3101 Pacific Coast Hwy, Newport Beach, CA 92660, USA

+1 (949) 608-6000

What people think about Online Trading & Academy?

Below you find some of the testimonials of our clients.

Was invited to a gender party but was empty at that time. A friend recommended me to contact Online Trading & Academy. And I did. This was the best decision! Yes, the interest rate was high but I believe it’s because I had poor credit. In general, The process was hassle free.

Dr. Emmitt Kihn

Online Trading & Academy seems credible. Used it twice. The first payday loan approved was small – $500, but next time the limit was increased to $800. Closed the loan on time. The staff were caring, they gave detailed answers to all my questions. No delays. But their rates are average.

Dr. Jayden Steuber

I needed $1000 to buy a birthday gift. The only solution was to apply for a cash advance. Found a lot of financial institutions on the Internet. Online Trading & Academy is the most reliable company in Newport Beach.

Darien Kling

It wanted to improve my credit because I had no chances of getting approved for a agriculture loan. So I applied for a payday loan via Online Trading & Academy. Took out 4 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very nice lender.

Jermaine Schroeder

Important

The previous three items describe a certain company. But below you can read common information about payday loans.

Payday Loans in Newport Beach, California

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may become an easy and fast solution to a short-term problem in Newport Beach, California. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on several things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit rating. You will need a steady income to get approved for a bad credit payday loan.

To get accepted for a cash advance, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes a few seconds to become informative even before applying.