Express Home Loans Payday Loans Review - Newport Beach, California

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on specific circumstances. Payday companies will check your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.