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540 Mary Ave, Nipomo, CA 93444, USA
+1 (805) 430-9714
www.principal.com

Domain Info

Created Date

1995-01-09

Mailing Address

711 HIGH ST, DES MOINES, IA, 50392-0001, United States

Company Name

Principal Financial Services, Inc.

Principal Financial Services, Inc.

Contact Data

[email protected]

+1.5152483289

+1.9999999999

What people think about Principal Financial Group?

Below you see some of the testimonials of our clients.

A good company. The company quickly processed my application. Had money in my account within 2 hours. If you need some extra cash urgently, this is the best lender, I’m telling you!

Dr. Laura Beatty

Principal Financial Group seems honest. Applied twice. The first payday loan approved was small – $500, but next time the limit was increased to $600. Paid off the loan on due date. The employees were understanding, they gave speedy answers to all my questions. No troubles. But their rates are average.

Prof. Santino Weissnat

Pay Attention

Above there is information about a definite lender. Below you can read common characteristics of payday loans.

Payday Loans in Nipomo, California

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Nipomo, California. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on a few factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a bad credit score. Payday loan approvals depend very much on specific circumstances. Payday companies will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.

APR Calculator

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