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4.5 31 reviews
Loan agency in North Highlands, California

3603 Elkhorn Blvd, North Highlands, CA 95660, USA
+1 (916) 348-0285
www.advanceamerica.net
Saturday
10AM–3PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9:30AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the feedback of our customers.

Service was great, faster than I expected and the staff is very professional.

Nelson White

Great place great employees a really gorgeous one too

Prof. Erick Feeney III

She refused she wouldn’t even check to see if they would let me!

Dr. Vincent Purdy

Pay Attention

Lending companies are provided in the first three points. Below info defines shared information about payday loans.

Payday Loans in North Highlands, California

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

Payday loans in North Highlands, California are issued easily. The interest rate is conditional on the borrower's personal data: if you repay more payday loans, the more reasobanle terms and rates lenders offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Advance America help take out a loan in North Highlands, California?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in North Highlands, ca will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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Private Lender Link

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S.O.S. Loans, Inc.

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