Welcome to Our Online Loan Referral Service

3.3 11 reviews

126 W F St, Oakdale, CA 95361, USA
+1 (209) 847-6980
www.valleyfirstcu.org
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

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Mailing Address

Company Name

Contact Data

What people think about Valley First Credit Union?

Below you find some of the testimonials of our clients.

As always they provide fast and friendly service.

Berniece Heathcote

If it was just for loan rates, they get 4 stars.

Mr. Frederic Stroman II

If I could I would give this branch “No Stars” Stay away!!

Vivien Spencer DVM

Important

Now you can read general features of payday loans.

Payday Loans in Oakdale, New York

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Oakdale, New York is are easy to get. The APR is individual for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can usually be an obstacle to taking out a bank loan. A payday loan can rescue individuals who have poor credit scores or have no credit score. But we advise you that as with any borrowing you should only dare applying for a cash advance if you are certain that you can afford payments in a timely manner.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the payday loan immediately.

APR Calculator

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