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Created Date
2000-12-09
Mailing Address
Company Name
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What people think about Yosemite Bank, a division of Premier Valley Bank?
Below you read some of the reviews of our customers.
Good website with competitive rates. They deposited the next morning, as I expected. I will use Yosemite Bank, a division of Premier Valley Bank again if I need financial assistance.
Mariane VonRueden DVM
They only ask for an ID to verify you. Last week I was ill and needed extra money to survive. These guys saved me although I had a bad credit score. Online and transparent process. Highly recommend!
Mr. Seamus Crona V
Previously I needed $900 to cover utility bills. I decided to apply via Yosemite Bank, a division of Premier Valley Bank. They only approved me for $600 but the process itself was transparent, and their rates were competitive.
Heber Stracke
Recently I experienced the most difficult situation in my life. I suddenly needed $600 to pay for medical bills. This institution helped me the day I applied. They were the only lender that approved me for the requested amount. I dealt with all my problems. I will surely recommend this lender to my friends. Best service in my life.
Kyleigh Gusikowski
They approve applicants instantly and transfer funds the next day. But beware – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!
Dorian O'Hara
Yosemite Bank, a division of Premier Valley Bank seems fair. At least they have no hidden fees. This was the only company that accepted me for a payday loan.
Bartholome Lakin Sr.
Pay Attention
The previous three items charactirize a certain lender. But below you can find general details about payday loans.
Payday Loans in Oakhurst, New Jersey
Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.
Payday loans in Oakhurst, New Jersey is are easy to access. The interest rate is individual for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
APR
30% usury cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still get accepted for a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a poor credit rating. You will need a stable income to get accepted for a bad credit payday loan.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.
APR Calculator
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