Welcome to Our Online Loan Referral Service

3.5 38 reviews
Loan agency in Oceanside, California

1950 Oceanside Blvd ste f, Oceanside, CA 92054, USA
+1 (760) 721-6000
www.usacheckcashingstore.com

Domain Info

Created Date

2013-03-01

Mailing Address

Illinois, United States

Company Name

Title Lenders Inc.

Title Lenders Inc.

Contact Data

Feedback about USA Check Cashing & Payday Advance?

Here you read the reviews of our clients.

Amazing service and customer interaction hands down!

Waylon Cronin

They need to train their staff .Don't waste your time like I did.

Chesley Steuber II

Great customer service especially the middle-aged Latina woman with glasses.

Clement Weissnat

Pay Attention

Lending companies are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Oceanside, New York

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is easy and quick to issue loans in Oceanside, New York. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

25% small loan cap

How will USA Check Cashing & Payday Advance help take out a loan in Oceanside, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Oceanside, ny consider this circumstance not a hindrence to issue a loan. The client of a loan should be ready to objectively assess financial solvency, take out a loan, repay the debt on schedule and not only handle current problems, but improve the credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Oceanside, California

Balboa Thrift and Loan

306 Yale Ave, Claremont, CA 91711, USA

+1 (909) 398-4441

www.balboathrift.com

Bank of America ATM (Drive-thru)

800 Northridge Shopping Ctr, Salinas, CA 93906, USA

+1 (844) 401-8500

locators.bankofamerica.com

Hanmi Bank ATM

3250 W Olympic Blvd, Los Angeles, CA 90006, USA

+1 (855) 773-8778

www.hanmi.com

Speedy Cash

6686 El Cajon Blvd, San Diego, CA 92115, USA

+1 (619) 464-1731

www.speedycash.com

MyPaydayLoan

2599 S San Jacinto Ave, San Jacinto, CA 92583, USA

+1 (951) 389-5218

Hanmi Bank Loan Center

2010 Main St Ste 590, Irvine, CA 92614, USA

+1 (949) 392-7174

www.hanmi.com

California Business Bank

3200 El Camino Real #220, Irvine, CA 92602, USA

+1 (714) 389-9970

californiabusinessbank.com

Bay Commercial Bank

56 S Livermore Ave, Livermore, CA 94550, USA

www.unitedbusinessbank.com

OneMain Financial

187 E Gonzales Rd, Oxnard, CA 93036, USA

+1 (805) 278-0026

www.onemainfinancial.com

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