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1 8 reviews

4095 Avenida De La Plata, Oceanside, CA 92056, USA
+1 (760) 639-3500
www.montereyfinancial.com

Domain Info

Created Date

1999-03-21

Mailing Address

California, United States

Company Name

Monterey Financial Services

Monterey Financial Services

Contact Data

What people think about Monterey Financial Services, LLC?

Below you get acquainted with some of the opinions of our clients.

They just want money

Brayan Hoeger

This company is as bad as payday loan companies !!!!!!!!

Kariane Heaney

They will completely screw you over and not care one bit.

Cecile Brekke

Pay Attention

The above-given information provides the details about a certain lender. The information below is about general information about payday loans.

Payday Loans in Oceanside, New York

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Oceanside, New York. The entire process is effortless. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a bad credit history an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some clients to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your opportunities and pay back your loan commitments in a timely manner.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

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