Loans Plus Payday Loans Review - Oxnard, California

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to consumers with a poor credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get accepted for a payday loan, you need to meet the following requirements:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.