What people think about Fernando's Check Cashing?
Below you read some of the testimonials of our customers.
Fast friendly and reliable service
Mr. Torrance Halvorson III
Been a customer more then 10 years.
Mrs. Verona Shanahan
Important
The previous three items charactirize a peculiar lender. But below you can find common details about payday loans.
Payday Loans in Oxnard, California
A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in Oxnard, California is are easy to get. The APR is individual for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit score an increased chance to get approved for payday loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your means and pay off your loan commitments in good time.
To get approved for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Oxnard, California
OneMain Financial
6165 El Cajon Blvd ste l, San Diego, CA 92115, USA
+1 (619) 693-4533
www.onemainfinancial.com
First Republic Bank
2800 East Coast Hwy, Corona Del Mar, CA 92625, USA
+1 (949) 721-0988
www.firstrepublic.com
SchoolsFirst Federal Credit Union - Calvine
8848 Calvine Rd #110, Sacramento, CA 95828, USA
+1 (916) 569-5400
schools.org
First Bank - Lobby by Appointment Only
460 Montgomery St, San Francisco, CA 94104, USA
+1 (415) 781-7810
www.first.bank
