Welcome to Our Online Loan Referral Service

4.3 10 reviews

74590 CA-111 Inside Albertson's, Palm Desert, CA 92260, USA
+1 (800) 462-8328
www.schoolsfirstfcu.org
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about SchoolsFirst Federal Credit Union - Palm Desert?

Here you see the feedback of our clients.

Extremely satisfied with thoroughness and overall customer service.

Lenora Hackett Jr.

Atm didn't give me a receipt for back my check.

Lilliana Hayes

Just moved from OC, so glad to have atleast one office in the valley!

Dr. Deron Haley

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Palm Desert, California

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Palm Desert, California is taken out simply and fast. The interest percentage is set respecting the category of the customer: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will SchoolsFirst Federal Credit Union - Palm Desert help take out a payday loan in Palm Desert, California?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Palm Desert, California. They estmate many other factors before issuing a payday loan. One of them is solvency. This is a way to improve your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Palm Desert, California

Fast Money Car Title Loans

11 E 19th St, Antioch, CA 94509, USA

+1 (562) 285-6529

www.ineedafastmoneyloan.com

Bibby Financial Services

4259, 515 Marin St # 420, Thousand Oaks, CA 91360, USA

+1 (805) 446-6111

www.bibbyusa.com

Protofund Mortgage

22020 Clarendon St # 112, Woodland Hills, CA 91367, USA

+1 (818) 610-5000

Banner Bank

41530 Enterprise Cir S Suite 100, Temecula, CA 92590, USA

+1 (951) 719-1200

locations.bannerbank.com

Oportun

4413 Foothill Blvd, Oakland, CA 94601, USA

+1 (510) 256-6108

oportun.com

Pacific Premier Bank

3403 Tenth St #100, Riverside, CA 92501, USA

+1 (951) 241-8983

www.ppbi.com

California Check Cashing Stores

1760 Fremont Blvd Ste H2, Seaside, CA 93955, USA

+1 (831) 899-8600

www.ccfi.com

Bank of the West

480 Columbus Ave, San Francisco, CA 94133, USA

+1 (415) 982-1344

www.bankofthewest.com

HSBC Bank

39410 Fremont Blvd, Fremont, CA 94538, USA

+1 (510) 713-3028

www.us.hsbc.com

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