Welcome to Our Online Loan Referral Service


525 University Ave Suite 23, Palo Alto, CA 94301, USA
+1 (650) 422-7900
calbanktrust.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-07-13

Mailing Address

Company Name

Contact Data

Feedback about California Bank & Trust - Premier Wealth Center?

Here you get acquainted with the reviews of our clients.

It was significant to improve the credit history, because there is practically no chance of getting a loan at a good interest rate. As a result, I contacted California Bank & Trust - Premier Wealth Center. The history improved after several loans paid back.

Jermain Davis

Not the first time I use California Bank & Trust - Premier Wealth Center. The service is reliable. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps a lot when money is urgently needed.

Pedro Howe

California Bank & Trust - Premier Wealth Center is quite reliable, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on due date. The operators in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Cecil McCullough

Pay Attention

Further there will be shown the details about not a definite lender. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Palo Alto, California

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Palo Alto, California is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will California Bank & Trust - Premier Wealth Center help issue a payday loan in Palo Alto, California?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Payday lenders in Palo Alto, ca consider this circumstance not a hindrence to take out a loan. The client of a loan should be prepared to objectively estimate financial capabilities, take out a loan, pay off the debt on schedule and not only handle current difficulties, but enhance the credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Palo Alto, California

Quick Cash Funding LLC | Car Title Loans

7710 Balboa Ave #303, San Diego, CA 92111, USA

+1 (858) 715-1555

quickcashfundingllc.com

American Pacific Mortgage - Laguna Hills

23422 Mill Creek Dr #125, Laguna Hills, CA 92653, USA

+1 (949) 209-9231

Lendmark Financial Services LLC

2225 Plaza Pkwy Suite M4-B, Modesto, CA 95350, USA

+1 (209) 284-3100

www.lendmarkfinancial.com

Westamerica Bank

1110 Washington St, Calistoga, CA 94515, USA

+1 (707) 942-7400

www.westamerica.com

Go - Plaz Check Cashing

2121 San Pedro St, Los Angeles, CA 90011, USA

+1 (213) 748-7983

ACE Cash Express

1856 S Euclid Ave Ste B Ste B, Ontario, CA 91762, USA

+1 (909) 418-6981

www.acecashexpress.com

Shell Western States Federal Credit Union

1700 Pacheco Blvd, Martinez, CA 94553, USA

+1 (925) 228-4545

www.swsfcu.org

Chase Bank

400 N Santa Cruz Ave, Los Gatos, CA 95030, USA

+1 (408) 354-9911

locator.chase.com

American Financial Group

2501 Cherry Ave #150, Signal Hill, CA 90755, USA

+1 (562) 254-2137

www.afghomeloan.com

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