Bank of America ATM Payday Loans Review

4 reviews

Organization owner?

3000 El Camino Real STE 130, Palo Alto, CA 94306, USA

+1 (844) 401-8500

locators.bankofamerica.com

Thursday

Open 24 hours

Friday

Open 24 hours

Saturday

Open 24 hours

Sunday

Open 24 hours

Monday

Open 24 hours

Tuesday

Open 24 hours

Wednesday

Open 24 hours

Domain Info

Created Date

1998-12-28

Mailing Address

5000 US HWY 17, Fleming Island, FL, 32003, United States

Company Name

Domain Administrator

Bank of America

Contact Data

[email protected]

+1.9049870917

+1.4692018592

Feedback about Bank of America ATM?

Here you read the feedback of our clients.

It was necessary to enhance the credi score, because there is practically no chance of getting a cash advance at a favorable interest rate. As a result, I contacted Bank of America ATM. The rating improved after several loans paid off.

Dwight Pfannerstill

It was significant to improve the credi score, because there is practically no chance of getting a loan at a good interest rate. As a result, I contacted Bank of America ATM. The score improved after several loans paid back.

Josie Leuschke

A good payday lender. The company quickly reviewed the application and deposited the funds to my bank account.

Durward Grady

Money was urgently required. I submitted an online application in Bank of America ATM. I sent all the necessary photos of documents, talked to the managers by phone. The requested amount was approved. Within an hour, the money was credited to my card.

Josefina Fisher

Pay Attention

Above-specified info provides the details about a exact lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Palo Alto, California

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Hassle-free financial products are considered as payday loans in Palo Alto, ca. They are issued at individually-set interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of America ATM help take out a loan in Palo Alto, California?

24/7 service. Such Internet services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Palo Alto, ca will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Palo Alto, California

5 Star Car Title Loans

5001 Clara St C, Cudahy, CA 90201, USA

+1 (323) 746-0243

5starloans.com

Chase Bank

11030 Bollinger Canyon Rd Ste 100, San Ramon, CA 94582, USA

+1 (925) 648-0841

locator.chase.com