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5 reviews

1401 Dolliver St ste b, Pismo Beach, CA 93449, USA
+1 (805) 556-6100
www.bankofthesierra.com

Domain Info

Created Date

1996-04-16

Mailing Address

California, United States

Company Name

Media Temple Inc.

Media Temple Inc.

Contact Data

Feedback about Bank of the Sierra?

Here you read the feedback of our customers.

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to use Bank of the Sierra. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Miller Sauer

I'm not ashamed to borrow money from Bank of the Sierra, now the whole world lives like this. I have already used loans many times, everything is convenient.

Jeffery Orn

I often take out a cash advance to a card in Bank of the Sierra. It is very convenient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.

Felix Buckridge

Bank of the Sierra applied for a payday loan secured by a car for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Reanna Goldner

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to use Bank of the Sierra. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Teagan Franecki

Not the first time I use Bank of the Sierra. The service is fair. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It assists a lot when cash is urgently needed.

Rylan Bergstrom

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Pismo Beach, California

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Pismo Beach, California is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates you will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of the Sierra help take out a payday loan in Pismo Beach, California?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to review the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Pismo Beach, California. They assess many other factors before issuing a cash advance. One of them is solvency. This is a way to enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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