California Loan & Jewelry Payday Loans Review

Loan agency in Placerville, California

Organization owner?

Placerville, CA 95667, USA

+1 (530) 622-4622

What people think about California Loan & Jewelry?

Below you get acquainted with some of the reviews of our customers.

I applied for the first loan in my life, was approved the same day despite the fact that I had bad credit. I repaid it before the due date. Love this company for their reasonable rates. Other lenders in my area charge sky high interest!

Annamarie Langosh

It needed to improve my credit because I had no chances of getting accepted for a student loan. So I applied for a cash advance via California Loan & Jewelry. Took out 3 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very happy.

Boris Effertz

Pay Attention

Above there is information about a precise company. Below you can read common aspects of payday loans.

Payday Loans in Placerville, Colorado

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

It is trouble-free and fast to get approved for payday loans in Placerville, Colorado. The interest rate will be set individually for each client and will depend on the personal information the applicant filled in.

APR

36%

Max Loan

$500

Min Term

6 months (180 days)

Max Term

Not Specified

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can help consumers who have bad credit scores or have no credit score. But we recommend you that as with any borrowing you should only dare applying for a cash advance if you are assured that you can afford payments punctually.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the payday loan even before applying.