Welcome to Our Online Loan Referral Service

5 3 reviews

23rd &, Harris St, Port Hueneme, CA 93041, USA
+1 (805) 988-2151
www.cbcfcu.org
Thursday
9:30AM–1:30PM
Friday
9:30AM–1:30PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–1:30PM
Tuesday
9:30AM–1:30PM
Wednesday
10AM–1:30PM

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Feedback about CBC Federal Credit Union?

Here you grapple with the reviews of our customers.

I suffered one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. CBC Federal Credit Union in Port Hueneme seemed to me the most convenient.

Piper Schultz

Good service with a favorable percentage. Money deposited immediately, I always use CBC Federal Credit Union.

Mr. Oswald Cormier

I got into one situation. I urgently needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. CBC Federal Credit Union in Port Hueneme seemed to me the most reliable.

Yasmeen Senger

It was significant to enhance the credi score, because there is practically no chance of getting a cash advance at a reasonable interest rate. As a result, I contacted CBC Federal Credit Union. The rating improved after several loans paid off.

Chelsie Trantow

Pay Attention

Payday lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Port Hueneme, California

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Port Hueneme, California is taken out simply and fast. The interest rate is set considering the category of the customer: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will CBC Federal Credit Union help issue a payday loan in Port Hueneme, California?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Port Hueneme, ca will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the loan.

APR Calculator

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