Welcome to Our Online Loan Referral Service

4.5 8 reviews

3101 Zinfandel Dr Suite 100, Rancho Cordova, CA 95670, USA
+1 (916) 635-4553
www.first.bank
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about First Bank - Lobby by Appointment Only?

Here you grapple with the feedback of our clients.

Great staff, great business protocols, great service and wonderful help.

Randal Willms

Bank is amazing the people that work their are amazing to deal with

Uriah Reinger DDS

Pay Attention

Lending companies are described in the first three points. Below info shows general information about payday loans.

Payday Loans in Rancho Cordova, California

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Rancho Cordova, California is issued simply and quickly. The interest rate is set considering the category of the borrower: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will First Bank - Lobby by Appointment Only help take out a payday loan in Rancho Cordova, California?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Rancho Cordova, California. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Rancho Cordova, California

MoneyGram

2505 Santa Monica Blvd, Santa Monica, CA 90404, USA

+1 (310) 828-6456

locations.moneygram.com

Wells Fargo Bank

19000 CA-88, Lockeford, CA 95237, USA

+1 (209) 367-2090

www.wellsfargo.com

Advance America

1325 E Pacheco Blvd, Los Banos, CA 93635, USA

+1 (209) 827-9796

www.advanceamerica.net

Lendmark Financial Services LLC

11553 Foothill Blvd Suite 104, Rancho Cucamonga, CA 91730, USA

+1 (909) 466-6375

www.lendmarkfinancial.com

Comerica Bank

1351 Howard Ave, Burlingame, CA 94010, USA

+1 (650) 343-2623

locations.comerica.com

Idirect Loans

9880 Research Dr, Irvine, CA 92618, USA

+1 (949) 753-1200

Sunbelt Financial Service

1278 Glenneyre St, Laguna Beach, CA 92651, USA

+1 (800) 613-7922

Advance America

2560 N. Perris Blvd., Suite R-2, Perris, CA 92571, USA

+1 (951) 657-3539

www.advanceamerica.net

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