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3 2 reviews

29135 S Western Ave, Rancho Palos Verdes, CA 90275, USA
+1 (310) 732-0206
fastcash24.pw

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Created Date

2018-06-27

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Feedback about Smart Payday Loan?

Here you grapple with the reviews of our customers.

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to address Smart Payday Loan. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Ardith Kirlin

Money was urgently needed. I submitted an online application in Smart Payday Loan. I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was transferred to my card.

Carroll Price II

The cash advance is deposited easily and quickly. There is a minus - a great rate when repaying a loan.

Mr. Cory Lowe

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes people get acquainted general information about payday loans.

Payday Loans in Rancho Palos Verdes, California

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Rancho Palos Verdes, California are issued hassle-free. The interest rate is conditional on the customer's person-related data: if you pay off more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Smart Payday Loan help take out a loan in Rancho Palos Verdes, California?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Rancho Palos Verdes, California. The company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

APR Calculator

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