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Created Date
2010-03-08
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Feedback about Bank of Southern California?
Here you read the reviews of our clients.
Thanks to the staff for the reputable service. They assisted in difficult times. For application you only need an ID.
Clyde Skiles
A good payday lender. It quickly reviewed the application and deposited the funds to my credit card.
Evangeline Ziemann
Pay Attention
The first three points describe the certain lending company. In other turn, below-shown info makes readers grapple with general information about payday loans.
Payday Loans in Rancho Santa Margarita, California
According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.
This financial product in Rancho Santa Margarita, California is issued easily and fast. The interest rate is specified considering the category of the client: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Bank of Southern California help take out a loan in Rancho Santa Margarita, California?
- 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every client should fill out the following data:
After filling out an application, submit it and get the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a negative factor that is processed by financial institutions. Lenders in Rancho Santa Margarita, ca review this circumstance not an obstacle to take out a loan. The client of a cash advance should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on a due date and not only handle current issues, but improve the credit score.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the loan.
APR Calculator
Other Payday Lenders in Rancho Santa Margarita, California
Water and Power Community Credit Union
1053 Sunset Blvd, Los Angeles, CA 90012, USA
+1 (800) 300-9728
www.wpccu.org
MVP Car Title Loans
21515 Hawthorne Blvd #200, Torrance, CA 90503, USA
+1 (424) 276-3319
www.mvpautotitleloan.com
Bank of America Financial Center
3843 Taylor Rd, Loomis, CA 95650, USA
+1 (916) 652-2550
locators.bankofamerica.com
Bank of America (with Drive-thru ATM)
588 S Palm Canyon Dr, Palm Springs, CA 92264, USA
+1 (760) 864-8611
locators.bankofamerica.com
