Welcome to Our Online Loan Referral Service

4.4 7 reviews

1105 Veterans Blvd, Redwood City, CA 94063, USA
+1 (800) 358-8228
www.patelco.org
Thursday
10AM–4PM
Friday
10AM–4PM
Saturday
Closed
Sunday
Closed
Monday
10AM–4PM
Tuesday
10AM–4PM
Wednesday
10AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Patelco Credit Union?

Here you see the feedback of our clients.

I took the first cash advance, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Demarco Ziemann DVM

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to address Patelco Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Marcelle Rowe

A good payday lender. The service quickly processed the application and deposited the funds to my card.

Nyah Conroy

Thanks to the team of Patelco Credit Union. Quick solution of the arisen issues, quick decision on the loan. I definitely recommend this company.

Miss Annetta Pagac

Pay Attention

Above-defined info provides the details about a exact lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Redwood City, California

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Redwood City, California are issued easily. The interest rate depends on the borrower's personal data: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Patelco Credit Union help issue a payday loan in Redwood City, California?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Redwood City, California. They assess many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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