Welcome to Our Online Loan Referral Service

3.5 8 reviews

1285 N Davis Rd, Salinas, CA 93907, USA
+1 (831) 784-7700
www.mechanicsbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Westridge Branch?

Here you grapple with the feedback of our clients.

The money are transferred to my credit card. I pay off through my account. The payment is convenient and fast. Pay on time and there will be no issues.

Durward Armstrong

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable rate, so far it has been returned on time, it can be either extended or paid off ahead of schedule.

Prof. Fred Johnson

Thanks to Mechanics Bank - Westridge Branch for helping out when money is emergenctly needed. I have been applying to this service for amost one year and everything is always honest, without hidden charges.

Zion Cartwright

Pay Attention

Above-specified info offers the details about a exact lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Salinas, California

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Salinas, California is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates you will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - Westridge Branch help issue a loan in Salinas, California?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued day and night. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Salinas, ca consider this circumstance not a hindrence to take out a loan. The borrower of a loan should be prepared to objectively assess financial capabilities, take out a loan, pay back the debt on time and not only solve current issues, but improve the credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

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