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5 4 reviews
Loan agency in Salinas, California

1634 N Main St, Salinas, CA 93906, USA
+1 (831) 713-2834
www.expressbcl.com
Thursday
7AM–9PM
Friday
7AM–9PM
Saturday
7AM–7PM
Sunday
7AM–7PM
Monday
7AM–9PM
Tuesday
7AM–9PM
Wednesday
7AM–9PM

Domain Info

Created Date

2020-02-23

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Express Bad Credit Loans?

Here you read the reviews of our clients.

… so glad that I got a better job, but until that first paycheck came in I was stuck. I ended up getting a fast payday loan that I could pay back when my salary arrived.

Theodora Greenfelder

Every transaction has been seamless.

Jerel Herzog

They are the dopest cad credit loan business in the world!!!

Murphy Funk I

Pay Attention

Above-shown info provides the details about a certain lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Salinas, California

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Salinas, California is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Express Bad Credit Loans help issue a loan in Salinas, California?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Salinas, ca review this circumstance not a hindrence to take out a loan. The recipient of a cash advance should be ready to objectively estimate financial abilities, take out a loan, pay off the debt on a due date and not only resolve current difficulties, but enhance the credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Salinas, California

U.S. Bank ATM - Palm Desert - Highway 111

72260 CA-111, Palm Desert, CA 92260, USA

+1 (800) 872-2657

usbank.com

Redwood Credit Union

695 E Blithedale Ave, Mill Valley, CA 94941, USA

+1 (800) 479-7928

www.redwoodcu.org

U.S. Bank Branch

3991 S Higuera St, San Luis Obispo, CA 93401, USA

+1 (805) 782-4620

locations.usbank.com

Umpqua Bank

7843 CA-99 East, Los Molinos, CA 96055, USA

+1 (530) 384-0520

locations.umpquabank.com

California Bank & Trust

1130 S Baldwin Ave, Arcadia, CA 91007, USA

+1 (626) 445-5355

calbanktrust.com

ATM (Union Bank)

2001 Wilshire Blvd STE 100, Santa Monica, CA 90403, USA

+1 (310) 453-4511

www.unionbank.com

Financial Engines Advisor Center

2100 Geng Rd Suite 210, Palo Alto, CA 94303, USA

+1 (408) 970-0555

financialengines.com

First Citizens Bank

28641 Marguerite Pkwy, Mission Viejo, CA 92692, USA

+1 (949) 542-1200

locations.firstcitizens.com

Merchants National Bank

1015 7th St, Sacramento, CA 95814, USA

+1 (916) 442-3883

www.merchantsnational.com

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