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4.7 15 reviews
Loan agency in Salinas, California

977 N Main St, Salinas, CA 93906, USA
+1 (831) 771-2783
www.advanceamerica.net
Saturday
10AM–3PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you read some of the testimonials of our clients.

I highly recommend this place for all your short term financial needs

Mrs. Ava Von

Really good service, fast and easy.

Keven Rath

The Staff in Advance America are great.

Emiliano Emmerich

Important

Now you can see general aspects of payday loans.

Payday Loans in Salinas, California

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Salinas, California is are easy to access. The APR is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

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