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What people think about Thinkwise Credit Union?
Below you get acquainted with some of the opinions of our clients.
Excellent place to bank with low interest rates when applying for loans!
Frederick O'Reilly Sr.
Great staff Sandy and Deborah always provide provide the best service.
Yessenia Zulauf
All my children have accounts there, and ALL my family.
Dr. Junius Koelpin MD
Pay Attention
The above-given information provides the details about a certain lender. The information below is about general information about payday loans.
Payday Loans in San Bernardino, California
A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in San Bernardino, California is are easy to get. The interest rate is individual for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to people with a poor credit history. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a couple of seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in San Bernardino, California
Valley First Credit Union
3001 Countryside Dr, Turlock, CA 95380, USA
+1 (209) 656-6605
www.valleyfirstcu.org
On Q Financial - Mortgages & Home Loans in Ventura
2775 N Ventura Rd #201, Oxnard, CA 93036, USA
+1 (805) 830-5888
onqfinancial.com
U.S. Bank-Catherine Pan-Mortgage Loan Officer
101 E Foothill Blvd, Arcadia, CA 91006, USA
+1 (626) 538-9403
mortgage.usbank.com
OneMain Financial
1315 E Los Angeles Ave ste a, Simi Valley, CA 93065, USA
+1 (805) 522-2549
www.onemainfinancial.com
Advance America
1523 Main St Ste. #107, El Centro, CA 92243, USA
+1 (760) 370-0878
www.advanceamerica.net
Principal Financial Group
170 S 11th St, Montague, CA 96064, USA
+1 (530) 433-1597
www.principal.com
First City Credit Union
1200 N State St #1649, Los Angeles, CA 90033, USA
+1 (800) 944-2200
www.firstcitycu.org
Advance America
34432 Yucaipa Blvd Ste C, Yucaipa, CA 92399, USA
+1 (909) 797-2167
www.advanceamerica.net
Westamerica Bank
South, 39225 Highway 1, Gualala, CA 95445, USA
+1 (707) 884-5250
www.westamerica.com
