Welcome to Our Online Loan Referral Service

3.1 11 reviews

943 Avenida Pico, San Clemente, CA 92673, USA
+1 (800) 462-8328
www.schoolsfirstfcu.org
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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Created Date

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Feedback about SchoolsFirst Federal Credit Union - San Clemente?

Here you grapple with the reviews of our customers.

We feel like family here and I cwould give them 10 stars if I could!!!

Jeramy Ferry

I might as well keep my money under my mattress!

Prof. Elmore Sauer Jr.

The service is horrible.

Cary Von

Pay Attention

Above-defined info provides the details about a exact lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in San Clemente, California

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

It is easy and quick to take out loans in San Clemente, California. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will SchoolsFirst Federal Credit Union - San Clemente help issue a loan in San Clemente, California?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to take out a loan in San Clemente, California. They rate many other factors before taking out a cash advance. One of them is solvency. This is a way to enhance your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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