Domain Info
Created Date
1995-10-11
Mailing Address
Company Name
Contact Data
What people think about Hanmi Bank?
Below you read some of the reviews of our clients.
Recently I needed $1000 to cover utility bills. I decided to apply via Hanmi Bank. They only approved me for $500 but the process itself was transparent, and their rates were good.
Chaim Bednar
They only ask for an ID to apply. Last week I was broke and needed some cash to survive. These guys saved me although I had a low credit score. Fast and transparent process. !
Lauren Larson
Online application. I only entered an ID and a bank account. Immedaite lending decision. The first time I was accepted for $600 only. Hope the limit will be more next time. APR is competitive. Repaid the debt earlier than agreed. If desired, the term can be also extended.
Dr. Grover Stark DDS
Recently I experienced the most difficult situation in my life. I urgently needed $800 to pay for utility bills. This lender assisted me the same day. They were the only lender that approved me for the required amount. I sorted out all my troubles. I will surely recommend this lender to my family. Best service in my life.
Dedrick Mohr
Pay Attention
The previous three items charactirize a certain lending service. But below you can find common information about payday loans.
Payday Loans in San Francisco, California
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Payday loans may become an easy and speedy solution to a short-term problem in San Francisco, California. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few things.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to people with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get approved for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.
APR Calculator
Other Payday Lenders in San Francisco, California
Farmers & Merchants Bank
1333 S Pacific Coast Hwy, Redondo Beach, CA 90277, USA
+1 (310) 802-7560
www.fmb.com
ACE Cash Express
4003 S Western Ave Ste 102 Ste 102, Los Angeles, CA 90062, USA
+1 (323) 294-9817
www.acecashexpress.com
ATM (Union Bank)
1555 Mt Diablo Blvd, Walnut Creek, CA 94596, USA
+1 (800) 238-4486
www.unionbank.com
Check Into Cash
1837 W Orangethorpe Ave, Fullerton, CA 92833, USA
+1 (714) 526-8930
local.checkintocash.com
