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What people think about Provident Credit Union (San Jose Community Branch)?
Below you get acquainted with some of the opinions of our customers.
Extremely happy with the level of service that they provide here.
Roxanne Mills PhD
Horrible customer service very racist including the manager.
Jadon Witting
Great staff, courteous & helpful.
Halle Rowe
Important
Now you can read general features of payday loans.
Payday Loans in San Jose, Illinois
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
It is trouble-free and fast to get approved for payday loans in San Jose, Illinois. The APR will be set specifically for each person and will depend on the personal information the borrower provided.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on specific aspects. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get approved for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 30 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in San Jose, California
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www.mechanicsbank.com
Montana Capital Car Title Loans
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+1 (510) 974-7783
montanacapital.com
Bank of America ATM
35 W Napa St, Sonoma, CA 95476, USA
+1 (844) 401-8500
locators.bankofamerica.com
East West Bank
17801 Pioneer Blvd Suite I & J, Artesia, CA 90701, USA
+1 (562) 860-7444
www.eastwestbank.com
