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2.3 7 reviews

6213 Santa Teresa Blvd, San Jose, CA 95119, USA
+1 (408) 998-6744
www.bankofthewest.com
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

[email protected]

+1.4029185727

Feedback about Bank of the West?

Here you see the feedback of our clients.

Today I was refused access to my own money (direct deposited certified funds).

Mrs. Bonita Leffler

Slowest service EVER!!!

Dr. Axel Jones

They no longer are open on weekends when most people can go and bank.

Dr. Nicola O'Reilly III

Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in San Jose, Illinois

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

It is simple and fast to issue loans in San Jose, Illinois. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Bank of the West help take out a loan in San Jose, Illinois?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in San Jose, il will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

APR Calculator

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+1 (559) 592-4134

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Pacific Premier Bank

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+1 (310) 541-4518

www.ppbi.com

Mission Bank - Ridgecrest

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+1 (760) 446-3576

www.missionbank.com

Advance America

1121 W Valley Blvd G, Tehachapi, CA 93561, USA

+1 (661) 822-3312

www.advanceamerica.net

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+1 (833) 876-7558

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