Welcome to Our Online Loan Referral Service

3.6 5 reviews

201 Madonna Rd, San Luis Obispo, CA 93405, USA
+1 (805) 546-6290
locations.usbank.com
Thursday
10AM–4PM
Friday
10AM–4PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–4PM
Tuesday
10AM–4PM
Wednesday
10AM–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you grapple with the feedback of our clients.

ALWAYS enough tellers and very knowledgable staff :-)

Jay Koelpin

I have personally seen a decline with US Bank customer service over time.

Dr. Wilmer Swift

It's the greatest place in the world.

Ashly Mohr

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes users grapple with general information about payday loans.

Payday Loans in San Luis Obispo, California

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in San Luis Obispo, California are issued hassle-free. The interest rate is conditional on the client's person-related data: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help take out a loan in San Luis Obispo, California?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The deposit will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to issue a loan in San Luis Obispo, California. They rate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in San Luis Obispo, California

Mission Federal Credit Union

2662 Gateway Rd Ste. 160, Carlsbad, CA 92009, USA

+1 (800) 500-6328

www.missionfed.com

ATM - Umpqua Bank

624 S Main St Suite 101-B, Templeton, CA 93465, USA

+1 (805) 400-6031

locations.umpquabank.com

F&M Bank

101 Main St, Rio Vista, CA 94571, USA

+1 (707) 947-7900

www.fmbonline.com

Check By Check

530 New Los Angeles Ave UNIT 202, Moorpark, CA 93021, USA

+1 (805) 553-0700

Check Into Cash

704 Arneill Rd A, Camarillo, CA 93010, USA

+1 (805) 383-8386

local.checkintocash.com

Manulife Financial Mortgage & Investments

1646 N California Blvd, Walnut Creek, CA 94596, USA

+1 (925) 939-6260

www.manulife.com

LoanCenter

4727 Wilshire Blvd #100, Los Angeles, CA 90010, USA

+1 (866) 553-3840

www.loancenter.com

Alvarez Check Cashing

116 E 4th St, Santa Ana, CA 92701, USA

+1 (714) 835-6801

Umpqua Bank

4280 Main St, Kelseyville, CA 95451, USA

+1 (707) 279-0300

locations.umpquabank.com

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