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4.6 9 reviews

20 San Pablo Towne Center, San Pablo, CA 94806, USA
+1 (510) 262-7410
www.mechanicsbank.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - San Pablo Branch?

Here you read the reviews of our clients.

Best bank I've ever used, customer service is outstanding.

Ariane Windler

Horrible experience.

Malachi Conroy

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes readers get acquainted general information about payday loans.

Payday Loans in San Pablo, California

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in San Pablo, California is taken out easily and fast. The interest rate is set respecting the category of the customer: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - San Pablo Branch help take out a payday loan in San Pablo, California?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in San Pablo, California. The company will assess many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in San Pablo, California

Bank of America ATM

240 E Tulare St, Dinuba, CA 93618, USA

www.bankofamerica.com

VALIC Financial Advisors Office

1150 9th St #1212, Modesto, CA 95354, USA

+1 (209) 571-4460

www.valic.com

OneMain Financial

13251 South St, Cerritos, CA 90703, USA

+1 (562) 287-8005

www.onemainfinancial.com

Premier America Credit Union

19867 Prairie St, Chatsworth, CA 91311, USA

+1 (800) 772-4000

www.premieramerica.com

Bank of America ATM

40101 Monterey Ave Unit G-6, Rancho Mirage, CA 92270, USA

+1 (844) 401-8500

locators.bankofamerica.com

Pay It Back Cashing

2025 W 8th St, Los Angeles, CA 90057, USA

Time Finance

10900 E, 183rd St #185, Cerritos, CA 90703, USA

+1 (562) 565-2560

OneMain Financial

187 E Gonzales Rd, Oxnard, CA 93036, USA

+1 (805) 278-0026

www.onemainfinancial.com

City National Bank

8012 Vineland Ave, Sun Valley, CA 91352, USA

+1 (818) 252-3020

locations.cnb.com

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