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What people think about Montecito Bank & Trust?
Below you get acquainted with some of the reviews of our clients.
Recently I experienced the most difficult situation in my life. I suddenly needed $600 to pay for medical bills. This company assisted me the same day. They were the only website that approved me for the required amount. I dealt with all my troubles. I will surely recommend this lender to my family. Best service in my life.
Prof. Toy Hoppe I
Montecito Bank & Trust seems legit. Used it twice. The first payday loan approved was small – $400, but next time the limit was increased to $1000. Paid off the loan as agreed. The employees were amazing, they gave immediate answers to all my questions. No complaints. But their interest rates are not the lowest on the net.
Janelle Klein IV
Recently I needed $1000 to cover medical bills. I decided to contact Montecito Bank & Trust. They only approved me for $600 but the process itself was effortless, and their rates were attractive.
Grady Cronin
Pay Attention
The above-given information provides the details about a specific lender. The information below is about common information about payday loans.
Payday Loans in Santa Barbara, California
A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Santa Barbara, California. The entire process is fast. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still be eligible a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are companies who may be pleased to offer you a payday loan even if you have a poor credit score. You will need a stable income to be eligible for a bad credit payday loan.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the APR. It’s easy to find out the exact cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Santa Barbara, California
5 Star Car Title Loans
27255 Camp Plenty Rd, Santa Clarita, CA 91351, USA
+1 (661) 367-8555
5starloans.com
Community West Bank
300 E Esplanade Dr, Oxnard, CA 93036, USA
+1 (805) 597-4140
www.communitywestbank.com
Philippine National Bank
16130 Nordhoff St, North Hills, CA 91343, USA
+1 (818) 830-9100
www.pnb.com.ph
Fast Auto Loans, Inc.
15710 Arrow Hwy, Irwindale, CA 91706, USA
+1 (626) 513-4850
fastautoandpaydayloans.com
First Bank - Drive-through Open; Lobby by Appointment Only
1000 Taraval St, San Francisco, CA 94116, USA
+1 (415) 661-7070
www.first.bank
Fremont Bank
565 San Antonio Rd Suite 21, Mountain View, CA 94040, USA
+1 (650) 300-0137
www.fremontbank.com
Flagstar Bank Home Loan Center
2001 N Main St #210, Walnut Creek, CA 94596, USA
+1 (866) 372-6039
www.flagstar.com
Buy Sell Loan, Inc.
1095 W San Carlos St, San Jose, CA 95126, USA
+1 (408) 294-3143
www.buysellloan.com
