Welcome to Our Online Loan Referral Service

5 reviews

1029 State St, Santa Barbara, CA 93101, USA
+1 (805) 884-0040

What people think about Blue Star Financial?

Below you read some of the reviews of our clients.

I recommend Blue Star Financial to every person who need extra money. I’ve been using them for 3rd time. Always exceptional service!

Marielle Mann Jr.

I had problems with paying off my bank loan and was not sure I would get accepted for a loan with Blue Star Financial . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $1000 online. Fortunately I got an approval!!! They literally saved my life.

Marcelle Rodriguez

Used Blue Star Financial for the second time. The company is reliable. They always keep you updated on your debt. No hidden fees. You can always extend your loan. They are always there when I need extra money.

Prof. Shayne Powlowski

I am a regular customer of Blue Star Financial. It is very simple to apply online. The APR was good. Their managers always reply quickly.

Allan Bernhard

Important

Now you can see general aspects of payday loans.

Payday Loans in Santa Barbara, California

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online cash advance loans can be the best solution to your sudden financial problems in Santa Barbara , California because they are easily obtained and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit history. Payday loan approvals depend very much on specific aspects. Payday companies will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to learn the real cost of the payday loan even before applying.

APR Calculator

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