Welcome to Our Online Loan Referral Service

2.6 5 reviews

300 Town Ctr, East St, Santa Maria, CA 93454, USA
+1 (844) 401-8500
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours

Feedback about Bank of America ATM?

Here you grapple with the feedback of our clients.

If You Drive To It, Parking Is Like Demolition Alley.

Aliya Bauch

A standard ATM, very slow.

Prof. Chadd Douglas DDS

Pay Attention

Above-shown info provides the details about a definite lending company. Below-defined info is devoted to shared information about payday loans.

Payday Loans in Santa Maria, Texas

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Santa Maria, Texas is issued simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates you will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Bank of America ATM help issue a payday loan in Santa Maria, Texas?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The deposit will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Santa Maria, Texas. They estmate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Santa Maria, California

Mechanics Bank - Riverlakes Branch

3800 Riverlakes Dr, Bakersfield, CA 93312, USA

+1 (661) 334-6900

www.mechanicsbank.com

Exchange Bank - Andrew J. Shepard Building (ATM)

444 Aviation Blvd, Santa Rosa, CA 95403, USA

+1 (707) 524-3000

www.exchangebank.com

On Q Financial | Noemi Sanchez | Bakersfield, CA

5001 California Ave ste 140, Bakersfield, CA 93301, USA

+1 (661) 369-7086

noemisanchez.onqfinancial.com

Montana Capital Car Title Loans

2834 E Main St, Ventura, CA 93003, USA

+1 (805) 210-8259

montanacapital.com

Santa Cruz County Bank

595 Auto Center Dr, Watsonville, CA 95076, USA

+1 (831) 761-7600

www.sccountybank.com

Mountain Summit Financial

635 E Hwy 20 F, Upper Lake, CA 95485, USA

+1 (855) 819-6999

www.mountainsummitfinancial.com

Wheelhouse Credit Union - El Cajon

306 Broadway, El Cajon, CA 92021, USA

+1 (619) 297-4835

www.wheelhousecu.com

CFSC The Check Cashing Place El Cajon

358 N 2nd St, El Cajon, CA 92021, USA

+1 (619) 442-3978

locations.cfsc.com

Navy Federal Credit Union - ATM

3625 Midway Dr Ste 20C, San Diego, CA 92110, USA

+1 (888) 842-6328

www.navyfederal.org

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