What people think about ATM (Bank of America)?
Below you read some of the reviews of our customers.
Last week I needed $700 to cover utility bills. I decided to apply via ATM (Bank of America). They only approved me for $500 but the process itself was hassle-free, and their rates were reasonable.
Wilburn Bernhard III
The process was as easy as possible, quick. No surety needed. Thank you so much. Love their 24/7 customer support. No complaints. Would use again.
Bessie Waters
It decided to fix my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a payday loan via ATM (Bank of America). Took out 2 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very nice lender.
Chance Wunsch
Important
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Santa Paula, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Cash advance loans may be an easy and speedy solution to a short-term problem in Santa Paula, California. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few factors.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to consumers with a bad credit rating. Payday loan approvals depend very much on other aspects. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.
To get accepted for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Santa Paula, California
Crystal Financial Enterprises
25202 Crenshaw Blvd UNIT 303, Torrance, CA 90505, USA
+1 (310) 212-6260
USA Checks Cashed & Payday Advance
7109 Broadway, Lemon Grove, CA 91945, USA
+1 (619) 460-1410
www.usacheckcashingstore.com
Bank of the West - ATM
701 Santa Cruz Ave, Menlo Park, CA 94025, USA
+1 (800) 488-2265
www.bankofthewest.com
U.S. Bank Branch
5750 Lindero Canyon Rd, Westlake Village, CA 91362, USA
+1 (818) 865-3115
locations.usbank.com
Advance America
5410 Stockdale Hwy Unit B, Bakersfield, CA 93309, USA
+1 (661) 859-1216
www.advanceamerica.net
