Welcome to Our Online Loan Referral Service

3.5 8 reviews

545 4th St, Santa Rosa, CA 95401, USA
+1 (707) 524-3301
www.exchangebank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-10-10

Mailing Address

Company Name

Contact Data

What people think about Exchange Bank?

Below you find some of the testimonials of our clients.

The staff if friendly, helpful, and highly skilled.

Jackeline Schulist

If you prefer banks to credit unions, this is good one.

Chloe Reilly

Important

Now you can see general features of payday loans.

Payday Loans in Santa Rosa, Texas

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Santa Rosa, Texas. The entire process is stress-free. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a bad credit history an increased opportunity to get approved for payday loans. A payday loan may be the only option available for some borrowers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your needs and pay off your loan commitments as agreed in the contract.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

Other Payday Lenders in Santa Rosa, California

ATM - Umpqua Bank

3271 Browns Valley Rd, Napa, CA 94558, USA

+1 (707) 224-5417

locations.umpquabank.com

Philippine National Bank

16130 Nordhoff St, North Hills, CA 91343, USA

+1 (818) 830-9100

www.pnb.com.ph

Tri Counties Bank ATM

975 El Camino Real, South San Francisco, CA 94080, USA

+1 (800) 922-8742

www.tcbk.com

ACE Cash Express

16184 Foothill Blvd Suite G, Fontana, CA 92335, USA

+1 (909) 357-8643

www.acecashexpress.com

Cash 1

7800 White Ln A, Bakersfield, CA 93309, USA

+1 (661) 837-2274

www.ccfi.com

Investment Grade Loan Inc

475 S San Antonio Rd, Los Altos, CA 94022, USA

+1 (650) 949-4790

California Check Cashing Stores

3105 Castro Valley Blvd, Castro Valley, CA 94546, USA

+1 (510) 727-9889

www.ccfi.com

Umpqua Bank

4280 Main St, Kelseyville, CA 95451, USA

+1 (707) 279-0300

locations.umpquabank.com

California Check Cashing Stores

16200 Bear Valley Rd #104, Victorville, CA 92395, USA

+1 (760) 843-5500

www.ccfi.com

Top